Articles
Expert Financial Advice for Gibraltar Residents – Planning for Your Family’s Future
As a High Net Worth (HNW) individual, ensuring that your wealth is strategically managed and protected is key to securing the financial future you deserve.
Gibraltar’s unique position as a hub for international business, combined with its favourable tax regime, makes it an attractive place to grow and preserve wealth.
However, navigating...
The Upcoming Labour October Budget: What to Expect and How to Prepare
As the UK awaits the Labour Party's October budget, there is considerable interest in understanding what policies might be introduced and how they could impact individuals, businesses, and the economy at large. In this post, I’ll explore the potential contents of the budget, with particular attention to how it might...
Tax Efficient Investments for Australian Expats in the UK
Opportunities for Australian Expats in the UK
In light of recent modifications to superannuation contribution caps, withholding tax regulations, and the nullification of the Capital Gains Tax (CGT) 50% concession on Australian property for Foreign Investors, it's hardly surprising that Australian expatriates are exploring diverse alternatives to accumulate and safeguard their...
How Can I Reduce my Liability for Inheritance Tax?
How Can I Reduce my Liability for Inheritance Tax? Dodging the Inheritance Tax Bullet: IHT Mitigation Strategies for UK Residents and Non-Residents.
An Amusing Inheritance Tax Tale
Once upon a time, a wealthy British entrepreneur named Sir Pennywise decided he had enough of the UK's steep inheritance tax. So, he hatched a...
Transfer Swiss Pension to the UK: A Guide for Expats Returning from Switzerland to the UK
As Chartered Financial Planners our mission, at AES International, is to simplify the complexities of financial transitions for expatriates. A significant number of British expatriates, having spent considerable time in Switzerland, face the intricate task of managing their pension assets upon their return to the UK. This article aims to...
Losing UK Domicile: Defined, How It’s Lost & Who Decides?
Domicile is a term used to describe an individual’s permanent home, or the country in which they have their most substantial connections. Domicile is an important consideration for tax purposes, as an individual’s domicile can affect their liability for various taxes, including income tax, inheritance tax, and capital gains tax....
The Pathway for Non-UK Residents: AES Managing Existing AJ Bell SIPPs
The Pathway for Non-UK Residents: AES Managing Existing AJ Bell SIPPs
With the constant flux of economic conditions, regulatory frameworks, and financial scenarios, the need for effective wealth management is indispensable, especially for non-UK residents who possess a Self-Invested Personal Pension (SIPP) with AJ Bell. As a leading wealth and asset...
Life Insurance: Your Last Love Letter to Your Family
Funny thing...is Life
Life is unpredictable. In its mysterious nature, it offers joy and sorrow, prosperity and adversity. Yet, one aspect remains certain, inevitable and impartial: death. It is a rather discomforting subject, but one that needs addressing. To prepare for such a reality is not morbid but rather a profound...
Number of work hours needed to buy groceries has fallen since the 1980s
"A Fish Called Wanda," a classic comedy film, was released in 1988, offering us a unique reference point to explore the evolution of the cost of living in the UK, particularly through the lens of grocery prices. This exploration not only considers the raw costs of a typical basket of...