If you’ve been recommended an Utmost Portfolio Bond (directly or within a QROPS/SIPP), contact us to see if we can set the bond up for you on a lower cost, fee-only (no commissions) profile. As Chartered Financial Planners & Investment Advisers, AES set the standard in International Financial Advice
Utmost International Portfolio Bonds are a type of investment product offered by Utmost International. They are designed for investors who are looking for a flexible, tax-efficient way to invest in a wide range of assets, including equities, fixed income securities, and alternative investments.
One of the key benefits of investing in a portfolio bond is that it allows investors to access a wide range of investment opportunities through a single account. This can be particularly attractive for investors who do not have the time or expertise to manage a large and diverse investment portfolio themselves.
Utmost International Portfolio Bonds also offer a range of tax benefits. Because they are structured as an insurance policy, they are subject to different tax rules than traditional investment accounts. For example, investors may be able to defer tax on any gains they make until they withdraw their money from the bond.
However, it is important to note that investing in any financial product, including Utmost International Portfolio Bonds, carries risk. Investors should carefully consider their investment objectives, risk tolerance, and financial situation before making any investment decisions. It is also recommended to consult with a financial advisor to determine if this type of investment is suitable for their needs.
Utmost International is a leading provider of international life assurance and investment solutions, primarily serving high-net-worth individuals and corporate clients. The company was formed through the merger of Utmost Wealth Solutions and Generali Worldwide, both prominent providers of life assurance and investment solutions in their own right. Utmost International is part of the Utmost Group, which is backed by Oaktree Capital Management, a leading global alternative investment management firm.
With its headquarters in the Isle of Man, Utmost International operates through multiple jurisdictions, including Guernsey, Ireland, and the United Kingdom. The company offers a range of wealth management and insurance products, such as portfolio bonds, unit-linked life assurance policies, and corporate savings plans. These products are designed to help clients grow, protect, and preserve their wealth while offering tax-efficient solutions tailored to their individual needs and circumstances.
Utmost International serves a diverse client base, including expatriates, local nationals, and international investors seeking cross-border wealth management solutions. By leveraging its global presence and expertise, the company aims to provide flexible, innovative, and compliant solutions that meet the unique financial planning needs of its clients.
In summary, Utmost International is a leading provider of life assurance and investment solutions with a focus on high-net-worth individuals and corporate clients. The company offers a range of wealth management and insurance products through its international operations, helping clients achieve their financial goals in a tax-efficient manner.