Articles
Financial Advice for British Expats in Kuwait: Pensions, Tax & Investment Planning
Make the Most of Your Time in Kuwait with a Smarter UK Financial Strategy
Kuwait remains a major destination for British professionals in the Gulf, with high salaries, low tax, and a strong expat infrastructure. But while earning potential is significant, many expats risk losing long-term financial value by neglecting their...
Financial Advice for British Expats in Oman: Pension Planning, Investment Strategy & IHT Mitigation
How to Protect and Grow Your Wealth While Living in Oman
For British expats living in Oman, the combination of tax-free income, a relaxed lifestyle, and strong earning potential creates an excellent opportunity to secure long-term financial stability. But that opportunity is only realised with the right planning in place.
At our...
Utmost International Offshore Bond: What to Know Before You Invest
Why You Shouldn’t Rush Into an Offshore Bond Without Reading the Fine Print
If you’re reading this, you’ve likely been recommended an offshore international investment bond — perhaps from Utmost International — as part of your financial planning or pension transfer advice.
Offshore bonds are legitimate tools for UK residents, expatriates and...
Why the Doom Prophets Keep Getting It Wrong — and Probably Will
Russell Hammond - Chartered Financial Planner & Chartered Investment Adviser
They’ve been sounding the alarm for decades. The collapse never comes. Why?
For as long as anyone can care to remember, a chorus of financial commentators has warned that we are on the brink of systemic collapse. According to them, the U.S....
Been Recommended an Offshore Bond from RL360? Read This First.
Is an RL360 Bond the Right Fit for You? Here's What to Consider First
If you’ve recently been recommended an offshore investment bond from RL360, it’s worth taking a few minutes to understand exactly what’s being proposed — and how it could impact you long-term.
Offshore bonds can be a powerful tool...
Why Staying Healthy Is One of the Smartest — and Most Overlooked — Investments You Can Make
When most people think of "investing in the future," their minds immediately turn to pensions, ISAs, property, or the stock market. Financial security, after all, is something we’re constantly encouraged to build. But there’s another asset — arguably even more critical than your net worth — that far fewer people...
Sold My Business: Financial Advice to Secure the Proceeds
Turning Business Proceeds Into Long-Term Financial Security
If you’ve just sold your business, financial advice is no longer optional—it’s essential. The right planning at this stage can help you minimise tax, preserve your windfall, and turn a one-off event into a lasting legacy.
Selling your business is one of the most pivotal...
Financial Advice for British Expats in Saudi Arabia: Pensions, Investments & Inheritance Tax Planning
UK Wealth Planning for British Expats Living and Working in Saudi Arabia
For British expats living in Saudi Arabia, the financial potential is substantial—zero income tax, strong salaries, and lower living costs create the ideal environment for building long-term wealth. But without structured planning, it’s easy to miss out on key...
Private Banking Advice for Law Firm Partners
Private Banking Guide for Law Firm Partners
Introduction
Congratulations on achieving the prestigious milestone of becoming a law firm partner. Along with increased responsibilities and professional recognition comes the need for a more strategic approach to managing your wealth. As a senior associate, your financial focus may have been on building savings,...
Family Investment Companies: A Smart Strategy for Wealth & IHT Planning
Article by Russell Hammond FPFS FCSI - Chartered Financial Planner & Chartered Investment Adviser
Fellow of the Chartered Insurance Institute & Chartered Institute of Securities & Investment
If you're considering a Family Investment Company to optimise Inheritance Tax planning or enhance your multi-generational wealth transfer strategy, please get in touch for...