Articles
Offshore Investment Bonds: How They Can Strengthen Your Family’s Wealth Planning
Offshore Bonds Are Back in the Spotlight
A recent Financial Times article highlighted a surge in the use of offshore investment bonds — and for good reason. UK residents are increasingly turning to these structures as a way to simplify tax reporting, reduce annual tax drag, and improve long-term wealth outcomes.
After...
Are Trusts Still the Best Tool for Inheritance Tax Planning?
Trusts are often seen as the gold standard for inheritance tax planning—but are they really the most effective or efficient tool? In this article, we unpack the hidden costs, common pitfalls, and smarter alternatives for high-net-worth families.
Trusts for IHT: Effective Planning or Expensive Myth?
When it comes to Inheritance Tax (IHT)...
Understanding Trust Charges: When Do Periodic and Exit Charges Really Apply?
If you've ever read about trust charges — particularly periodic or exit charges — you'll notice the phrase "charges may apply" is used endlessly, with very little precision. This ambiguity leads to confusion among clients and advisers alike.
In this post, we're cutting through the uncertainty. You'll discover exactly when these...
Why High-Net-Worth Families Should Seek the Most Qualified Advice—And What That Actually Means
When it comes to managing substantial wealth—whether it’s a lifetime of successful entrepreneurship, a major business sale, or the steady accumulation of assets over time—most high-net-worth families intuitively know they need good advice. But “good” is a relative term. In a marketplace crowded with titles, accreditations, and smiling headshots, how do...
Selling Your UK Business / Professional Moving to Dubai? What You Need to Know
Moving to Dubai as a Business Owner or Professional? The Key Tax and Investment Considerations
By Russell Hammond FPFS FCSI – Chartered Financial Planner | AES International UK & Dubai Office
As a Chartered Financial Planner working across both the UK and the UAE, I regularly advise successful entrepreneurs and senior professionals...
Offshore Bond UK Return: Save Tax Before Moving Back to the UK
What you need to know before becoming UK tax resident again
If you're a British expat planning to return to the UK, now is the time to consider your offshore bond UK return strategy. Amid the excitement (and logistics) of moving back, many overlook the fact that UK tax rules can...
Returning to UK Tax Planning: How to Avoid Unnecessary HMRC Bills
What You Need to Know About Your Investments Before Moving Back to the UK
After years of sunshine, zero capital gains tax, and offshore flexibility, many British expats find themselves heading home—whether to be closer to family, for work, or to enjoy retirement. But what many don't realise is that the...
Non-Doms in London: How to Prepare for the Abolition of the Non-Dom Regime in 2025
How UHNW Non-Doms Can Stay Ahead of the 2025 Rule Change
For decades, London has attracted globally mobile individuals through the relative simplicity and predictability of its non-domicile tax regime. For high-net-worth individuals (HNWIs) and ultra-high-net-worth individuals (UHNWIs), the remittance basis offered powerful control over when—and if—foreign income and gains were...
From Equity to Exit: Why Law Firm Partners Need Bespoke Financial Planning
The Wealth Journey of a Law Firm Partner Requires More Than Just Generic Advice
Achieving partnership is a defining milestone in any lawyer’s career. It’s not merely a change in title or remuneration—it’s a transition in status, complexity, and fiduciary responsibility. With that shift comes a pressing need for financial planning...
Financial Advice for British Expats in the UAE: Dubai & Abu Dhabi Pension, Tax & Investment Planning
Making the Most of Your Wealth as a British Expat in the UAE
The UAE is home to one of the largest and most established British expat communities in the world. Whether you're living in Dubai’s financial district, Abu Dhabi’s energy sector, or elsewhere in the Emirates, the region offers clear...