Financial Advice that Conforms to Christian Values & Morals

Are you now retired in the Costa Del Sol area and looking for good quality financial advice that conforms to Christian values and morals? Here at AES International we pride ourselves on offering a financial planning and investment service for Christian expats retired in the Costa Del Sol that genuinely conforms to key Christian values.

As a global operation, our values permeate through all elements of the service that we provide. Financial Advice, provided to expats in Spain has, in the past, been significantly lacking in both clarity and accountability. We believe transparency is absolutely essential if we are to provide our clients with a service that they can trust to support them throughout the period that they’re resident in the Costa Del Sol. As such, we work exclusively on a fee-only basis. We promise to never take any commissions from any products that we sell at any time. You know exactly what you’re paying and why you’re paying it.

We believe that good Christian financial planning can not only make you a more effective steward of what God has given you but also help release you from fear about money, a fear which may be particularly accentuated for those who have chosen to permanently live outside of the UK.  We have a branch of AES International which provides advice to Spanish expats, and of which is headed up by Russell Hammond, of whom himself is  a Christian.  Russell is actively involved in the Church, is a Chartered Financial Planner, and is personally responsible for overseeing the charitable support that his branch of AES International continues to provide to various charities including Christian organisations. Some of these are listed here.

There are five key reasons for choosing AES International to address your expat financial planning needs:

  1. Our Expat Financial Advisers in Spain are fully UK Qualified – up to Chartered Level – Including Chartered Financial Planners and Chartered Investment Advisers (highest qualifications attainable)

  2. As mentioned above we operate on a fee-only basis – no commissions at any time – this provides you with an assurance that we’re working in your best interests at all times

  3. AES is multi award winning – with just some of the latest awards including ‘International Adviser Magazine’ 2017 – Best Adviser Firm (Europe) 2017 – Excellence in Business Strategy (UK) & 2016 – Best Practice Adviser Firm (Global)  – 35 awards won with more to come!

  4. We’re fully global but act local

  5. Fully independent – we’re genuinely able to act in our clients best interests at all times


Our service is best suited to those who have accumulated cash, investments or pensions of £250,000 and above. If you would like to arrange an informal discussion where one of our advisers can sit down with you, and articulate in clear, simple, terms how we may be able to help you, drop us a line today and we’ll get back to you ASAP to arrange a time to meet with you either in person or over the phone.


About AES Adviser

AES Adviser advises expatriate clients worldwide on all financial planning matters including wealth management, estate planning, offshore bank accounts, savings and investment, insurance, multi-generational wealth transfer and generating income, from wealth accumulated, to support retirement.